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    • Your Home
    • Off-Market Homes LI
    • Buyer Agent Long Island
    • Employee HomeOwnership
    • Employee Home Portal
    • Sell-For-Zero-Commission
    • Agent and MLO Growth Hub
  • Your Home
  • Off-Market Homes LI
  • Buyer Agent Long Island
  • Employee HomeOwnership
  • Employee Home Portal
  • Sell-For-Zero-Commission
  • Agent and MLO Growth Hub

No-Cost Homeownership Benefit for LI Employers | EHAP®

Employee Homeownership Assistance Program (EHAP) for Long Island businesses: Boost retention, zero c

A no-cost employee benefit that helps Long Island employers attract, support, and retain talent through homeownership guidance.

The Employee Homeownership Assistance Program® (EHAP®) is a no-cost benefit designed to help Long Island employers support employee financial wellness while improving recruitment and retention. We provide employees with education, guidance, and homeownership resources—without adding administrative burden to your HR team. 

Schedule a 15‑Minute Employer Overview

How EHAP® Supports Your Workforce

 Access to resources on down payment assistance, mortgage comparisons, and home-buying strategies

Financial Clarity

 Access to education on down payment assistance, mortgage options, affordability, and smart home-buying strategies. 

Team of brokers & loan officers offering professional home-buying advice. Non-obligatory lender

Expert Guidance

 Employees receive professional guidance from licensed real estate and mortgage professionals, with no obligation to use any specific lender. 

Broker Ray Pearson in front of a sign regarding the unseen market ff-market homes, private listings

Competitive Edge

 Access to off-market opportunities, private listings, and proprietary methods that can help employees find homes beyond the public market. 

We eliminate the stress from financing

Stress Reduction

 Step-by-step support helps employees get prepared, stay confident, and move through the home-buying process with less uncertainty. 

Why Employers Offer EHAP®

A Practical Benefit That Supports Recruitment and Retention

 EHAP® gives employers a meaningful, no-cost benefit that supports financial wellness, improves employee morale, and strengthens retention. Your team gets access to expert homeownership guidance, while your organization gains a differentiated benefit with little to no internal lift. 

Frequently Asked Questions

Have questions about launching EHAP® for your organization? Contact us at ray.pearson@cobbleridgerealty.com 

 EHAP® is a voluntary, education-first real estate benefit that guides and supports employees through the home-buying process. It is offered at zero cost and requires zero administrative lift for the employer. 


 EHAP® was created by Ray Pearson in 2021 and formally registered in January 2023. The program was designed to give employers a practical, no-cost way to support employees through the home-buying process. 


 Exclusive Buyer Agency means we only represent buyers, ensuring 100% loyalty and thus eliminating conflicts of interest. 


 Employers do not pay program fees. Our services are funded through the standard commission split upon a successful real estate closing, meaning the program is supported only when an employee chooses to buy a home through us and a closing occurs. There is no direct cost to the employer or the employee. 


 We utilize proprietary software and proven sourcing methods—including research on expired/withdrawn listings, builder connections, and other networks—to identify homes that are not publicly advertised on the major real estate portals. 


 No. Employees are never required to use a specific lender. EHAP® is designed to provide education, guidance, and choice. 


 By offering a financial wellness benefit that reduces home-buying stress, employers show a strong commitment to their employees’ long-term well-being—boosting morale, loyalty, and job satisfaction. The program also supports employees relocating, whether they’re moving for a role within your company or transitioning to a new firm in another state, helping them navigate the process with confidence and ease. 


 No. Implementation is designed to be low-lift for the employer, typically requiring only an internal announcement and optional scheduling help. We provide all marketing materials, handle all employee education, and manage support directly. 


  Employees can still access educational guidance, but certain EHAP® program-specific advantages may depend on working within the program structure. 


 Schedule a quick overview. We will provide the rollout kit and walk your HR/leadership team through an easy launch plan. 


Schedule a 15-Minute Employer Overview

See how EHAP® can help your organization offer a no-cost homeownership benefit that supports recruitment, retention, and employee well-being. Call Cobbleridge Realty Corp. at (631) 320-5849 or schedule a quick overview to get started.

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Cobbleridge Realty Corp.

8 Nancy Place Selden NY 11784

(631) 320-5849

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Cobbleridge Realty Corp.

(631) 320-5849

Copyright© 2026 Cobbleridge Realty Corp. - All Rights Reserved. 

Licenses #: 10311209234, NMLS 223314 and LA-1752864  

Cobbleridge Realty Corp, a licensed New York real estate brokerage. 

Employee Homeownership Assistance Program ®  Registered Number TXu2-361-587

Real Estate Divorce Planning®  Registered Number TXu2-251-944

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