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Tired of losing out on your dream home to bidding wars?
Cobbleridge Realty specializes in finding off-market homes for sale in Suffolk County, NY.
These are homes that are not publicly listed on the MLS, so you can often get a better deal and avoid the hassle of bidding wars.
Week after week, you spend your weekends waiting in line at open houses, only to be heartbroken when you find out that someone else has offered more money. Your agent only shows you homes that are currently on the market, but there's a better way.
You're tired of the anxiety of bidding wars. You're tired of feeling like you're constantly competing against people who are willing to pay more than you are. You're tired of feeling like you'll never find your perfect home.
But there is a better way.
We use cutting-edge algorithms to uncover hidden gems that are ready for sale but haven't hit the public market.
Let's Start The Journey Together
1. Review the Ultimate Homebuyers Educational Workbook:
Take time to thoroughly review the educational workbook provided to gain a comprehensive understanding of the home-buying process.
2. From House-Hunting to Happy Homeowner Procedure Book
At Cobbleridge, we ensure you understand our process to find your ideal home, from start to post-closing. Please review From House-Hunting to Happy Homeowner
Questions to consider: Are the no-risk homebuyer program fees on pages 6 and 7 clear? Any questions about the plan of action?
Questions to consider: Are there any sections of the workbook that are unclear or require further explanation? Do you have any initial questions about the home-buying process?
3. Complete the Home Buyers Needs Assessment Sheet:
Carefully fill out the needs assessment sheet to outline your specific preferences and requirements for the home you're looking for. Sign the Exclusive Right to Represent Agreement and Buyer's Disclosures
Questions to consider: Have you accurately captured all your preferences, such as the number of bedrooms, preferred neighborhood, amenities, etc.?
4. Meet with the Lender for Pre-Approval:
Schedule a meeting with a mortgage lender to get pre-approved for a home loan.
Confirm the funds needed for a down payment and closing costs.
Questions to consider: What is the maximum loan amount you're pre-approved for? How much down payment and closing costs can you comfortably afford?
Your Home Discovery
4. Create an Online Full Buyer's Listing:
Collaborate with Cobbleridge Realty to create a comprehensive online listing of your home-buying criteria.
Questions to consider: Is the online listing accurate and reflective of your preferences? Are there any changes you'd like to make?
5. Search for Potential Homes:
Utilize both conventional methods (MLS listings, real estate websites) and unconventional methods (networking, off-market sources) to identify potential homes.
Questions to consider: Have you explored a wide range of sources to find homes that match your needs?
6. Home Discovery and Meetings:
Meet with Cobbleridge Realty to discuss and review potential homes, either in person or via virtual meetings.
Questions to consider: Do the homes presented align with your needs and preferences? Do you have any reservations about any of the options?
Let's Meet The Legal Team and Make an Offer
7. Meet with the Attorney and Title Company:
Schedule meetings with an attorney and a title company to ensure a smooth legal and title process.
Questions to consider: Have you discussed any legal or title-related concerns with your attorney and title company?
8. Contact Sellers for Agent Previews:
Cobbleridge Realty will contact the sellers to arrange previews of off-market homes that match your criteria.
Questions to consider: Are there any specific questions you want to ask about the homes during these previews?
9. View Selected Homes and Make an Offer:
Visit the selected homes with Cobbleridge Realty and decide on the one you want to buy. Make an offer, negotiate terms, discuss repairs, and establish contingencies.
Questions to consider: Are you satisfied with the condition of the home? Have you discussed potential repairs and contingencies with your agent?
Contracts, Mortgage, Inspection and Insurance
10. Contract Process and Sign Contracts: Work with your attorney to draft and finalize the purchase contract.
Questions to consider: Do you fully understand the terms of the contracts? Have you clarified any doubts with your attorney?
11. Secure Financing: Finalize your financing arrangements with your lender based on the agreed-upon terms.
Questions to consider: Have you provided all required documentation to the lender? Are you comfortable with the loan terms?
12. Inspection and Homeowners Insurance: Conduct a home inspection to identify any potential issues. Secure homeowners insurance to protect your investment.
Questions to consider: Are there any significant issues identified during the inspection? Have you obtained suitable homeowners insurance coverage?
Wrapping it Up and Post-Closing
13. Interview Moving Companies and Change Over Utilities: Research and interview moving companies for your relocation. Arrange for the transfer of utilities to your new home.
Questions to consider: Have you selected a reliable moving company? Have you informed all necessary utility providers about your move?
14. Final Walk-Through and Closing: Perform a final walk-through of the home to ensure it's in the expected condition. Complete the closing process, including signing all necessary documents and making payments.
Questions to consider: Is the home in the condition you expected during the final walk-through? Are you satisfied with the terms of the closing?
15. Follow-Up a Week Later: Post closing, review the entire process with Cobbleridge and discuss any remaining questions or concerns.
Questions to consider: Is there anything you would have done differently? Are there any outstanding matters you need to address?
Interested in learning more about off-market homes for sale? Contact us today to schedule a consultation with one of our real estate agents.
Are you tired of losing out on your dream home to bidding wars?
**Cobbleridge Realty specializes in off-market homes for in Suffolk County. These are properties that are not publicly listed and can give you an advantage in terms of pricing and privacy.
**In this video, we'll show you how Cobbleridge Realty can help you find your perfect home, off-market. We'll also discuss the benefits of off-market listings and why they're a great option for homebuyers. Call us today at 631.320.5849.
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